# Investment Calculator

## How to use the calculator?

A calculator is a versatile tool, which may prove useful to both beginners and professionals of financial markets. Using a calculator, investors have an opportunity to make online calculations of transaction parameters, choose more efficient investment strategies, and make the best possible decisions before opening positions.

### What data does the Investment calculator require?

To use the Investment calculator, one has to enter the following initial data for a transaction:

1. Choose the instrument you’re going to invest. Detailed conditions for investing every asset can be found on "Contract specifications" page.
2. Specified the number of lots.
3. Choose the credit line for your investment operations. RM Investment Bank Calculator offers credit line up to 1:100. Specify your account currency.
4. After clicking “Calculate”, you will get all parameters of your transaction.

### How to read the calculation data received from the Investment calculator?

Beginner investors, who haven’t sifted the currency pairs investment to the bottom, may require explanation of the calculation data they get from the Investment calculator.

• Server is the name of the server they use for investing at RM Investment Bank. The server has to match the account type. More detailed information can be found in "FAQ" section.
• Contract size is an equivalent of the sum you invested on the currency market, which is calculated as a standard lot value (100,000 units of the base currency) multiplied by the number of lots specified.
• Point value (the minimum value of an asset price change), is calculated according to the following formula:

<One Point Value> = <Contract> * (<Price> + <One Point>) - <Contract> * <Price>

where:

One Point Value is a cost of one point in the quoted currency.
Contract is a contract size in the instrument base currency.
Price is the currency pair price.
One Point is the price step (one point).

• Spread is the difference between Ask and Bid prices.
• On the currency market, investors have to pay swaps (rollovers) for having overnight positions. The swap amount depends on differences between rates of emitting Central Banks of base currencies and the instrument quoted prices, and may be either negative or positive.
• Swap short is a rollover size for a short position; Swap long is a rollover size for a long position.
• Margin is a type of financial collateral used by investors to cover credit risk. The margin amount depends on the contract size and the chosen credit line. It is calculated according to the following formula:

<Margin> = <Contract Size> / <Credit line>

where:

Contract Size is a transaction volume in the base currency of the chosen investment instrument.
Credit is the credit line size.

The currency pairs investment calculator is a tool for informing investors about probable parameters of their future transactions and expenses required to maintain their positions. These calculations can not be considered as a suggestion or recommendation to invest funds or an incentive for making transactions.